**No flood insurance required** This charming ranch home, featuring a newer in-law unit added in 2006, is now available on the market. Located within walking distance of a private saltwater beach association exclusive to neighborhood residents, this property offers an ideal beach area living experience. The home is serviced by a private well and septic system. The main unit boasts an open concept living space with 2 bedrooms, providing a spacious and flexible layout. The in-law unit, designed for 1-2 occupants, also features an open floor plan, making it a comfortable and inviting space. Priced attractively, this property presents a wonderful opportunity to update and personalize it to your own taste. Don't miss the chance to explore this unique offering. This property will require a rehab loan or conventional financing.